We prefer payment via check or money order, made payable to Steve Pattison, but will accept paypal provide you agree to pay an additional $1.00 processing fee. We expect to receive payment in less than 10 days unless other arrangements have been agreed upon. All items are sold as is, no returns unless an error in the listing has been made. I'm sorry, but I have been experiencing too many returns for what I can only call 'buyer remorse.' You want to return your stuff, please go to Walmart; they will always take it back. In the event local sales tax applies, and has changed since the item was listed, the new tax will be collected--I cannot go back through all of my listings to correct sales tax rates.